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Third, a thought experiment. Let’s say, for simplicity, that your net worth is $10 million with no debt. I obtain a $10 million judgement against you for whatever reason – let’s say it’s a personal injury claim for the sake of argument. Your perspective is that you absolutely refuse to me, so you instead – after the judgement – transfer all of your assets to a charity. (A true transfer to a bona fide 3rd-party charity, not trying to shield them with a trust that also supplies you with income or anything of that sort.) Are you really saying that you think that I won’t be able to get those assets, or at least part of them, from the charity? That’s a textbook fraudulent transfer, and I’m pretty damn sure that I’d be able to go after the charity to get the assets that you transferred to them.